Financial Account Verification Check account ownership and activity before disbursing loans. Our APIs reduce risk and support responsible lending. Validates bank account number and IFSC by transferring a small amount (penny) to confirm account ownership. Bank Verification (Penny Drop) API Verifies bank account details without any fund transfer, using trusted bank partner networks. Bank Verification (Penny Less) API Detects the risk level of an IP address based on geolocation, known fraud patterns, and reputation databases. IP Risk Analysis API Related API Endpoints Business & Entity Verification Vehicle & Asset Verification Lending & Underwriting Automation Consent & Digital Signature Contact & Communication Verification Digital Onboarding Suite Global Verification Suite Risk, Fraud, and AML