In brief: a Udyam registration number identifies a business registered as a micro, small or medium enterprise. Lenders and platforms check the Udyam registration number to confirm MSME status and the details recorded against it.
On this page
What it is
The Udyam Registration Number is the unique identifier a business receives on registering with the Udyam portal, run by the Ministry of Micro, Small and Medium Enterprises. It confirms the business’s classification as a micro, small, or medium enterprise (MSME) based on investment and turnover thresholds.
Why it matters for lenders
MSME classification, verified via the Udyam number, is a precondition for accessing MSME-specific credit schemes, priority-sector lending targets, and certain regulatory protections. A lender or marketplace onboarding a business claiming MSME status needs to verify the Udyam registration itself, not just take the claim at face value.
Official source
Udyam registration is free and fully online on the Ministry of MSME’s Udyam Registration portal, which also lets anyone print or verify a Udyam certificate.