Verification & KYC Glossary

Identity verification in India runs on a dense stack of registries, regulations and acronyms — CKYCR, V-CIP, VAHAN, EPFO, NETC, penny drop, OVD. This glossary explains each term in plain language: what it means, how the underlying check actually works, and where it fits into a customer onboarding or compliance workflow.

Entries are written for product, risk and compliance teams building verification into their own products. Where a term maps to something you can call directly, the entry links through to the relevant Veriqos Technologies verification API.

Browse all terms

Aadhaar VaultAadhaar Verification APIAccount AggregatorAddress Proof VerificationAML (Anti-Money Laundering)Bank Account Verification APICERSAIChassis Number and VINCKYC and the Central KYC RegistryDigiLockerDPDP Act & KYC DataDriving Licence Verification APIe-KYC (Electronic KYC)EPFOFace MatchFASTagFIU-INDForm 60GST Verification APIGSTINIFSC CodeKYB (Know Your Business)KYC (Know Your Customer)Liveness DetectionNACH / e-MandateName MatchOTP (One-Time Password)OVD (Officially Valid Document)PAN Verification APIPassport Verification APIPenny Drop VerificationPenny-less VerificationPEP (Politically Exposed Person)RC (Vehicle Registration Certificate)Re-KYCSanctions / Watchlist ScreeningSignature VerificationSimplified / Small Account KYCUAN (Universal Account Number)UBO (Ultimate Beneficial Owner)Udyam Registration NumberUIDAI (Unique Identification Authority of India)Video KYC (V-CIP)Virtual ID (VID)
KYC Glossary: an open book with identity and bank icons on its pages
KYC Glossary: an open book with identity and bank icons on its pages
KYC Glossary: index cards with verification icons fanned out
KYC Glossary: index cards with verification icons fanned out

Can’t find a term?

This glossary is expanding. If there’s a verification or compliance term you’d like covered, get in touch and we’ll add it.

More from the KYC Glossary

Beyond this KYC Glossary, explore our PAN Verification API and Aadhaar Verification API, or talk to our team. For the official definitions, see the RBI’s Master Direction on KYC.