Bharat Taxi
Mobility
Confirm a vehicle's active insurance status in real time with Veriqos' Insurance Verification API — get the insurer name, policy number, and coverage validity directly from RC records using just the registration number.
Fast, secure, and compliant verification built for real-world scale.
With Veriqos' Insurance Verification API, businesses can instantly confirm a vehicle's insurance status, ensuring accurate underwriting, faster claims processing, and immediate compliance checks.
Built for scalability, Veriqos' API can process millions of insurance verifications every day, making it ideal for insurers, lenders, and fleet operators requiring high-volume checks.
Veriqos encrypts and stores all insurance and vehicle data using bank-grade protocols, keeping records secure during verification while maintaining complete confidentiality.
Whether you want to integrate insurance verification into your website or mobile app, our API is designed for seamless plug-and-play integration, simplifying underwriting and claims workflows.
Veriqos' Insurance Verification API checks a vehicle's active insurance policy using its RC number — returning the insurer name, policy number, and coverage validity dates directly from official records, so you can confirm coverage before financing, insuring, or onboarding a vehicle.
Confirm a policy was genuinely active on the date of an incident before approving a payout, catching lapsed or fabricated coverage early.
Pull real insurance status automatically during policy issuance or renewal, cutting manual document checks out of the workflow.
Combine with our Chassis-to-RC and FASTag APIs to build a complete vehicle picture - registration, insurance and tag status - from a single RC or chassis number.
Trusted across industries for fast, compliant verification.
Confirm existing coverage during policy issuance, renewal, or claims handling to ensure vehicle and policy details are accurate.
Check a vehicle's insurance status before resale or exchange, so buyers and dealers both know coverage is current.
Verify active insurance coverage before disbursing a vehicle loan, reducing risk on the underlying asset.
Confirm every vehicle in a fleet carries valid, active insurance before it's assigned to a route or driver.
At Veriqos, the safety of every insurance and vehicle record checked through the Insurance Verification API is a top priority.
Insurer name, policy number and coverage dates return from a single RC number lookup, no separate insurer-by-insurer search.
Used the same way by claims teams confirming coverage on an incident date and by underwriters confirming coverage before financing.
Combine with Chassis-to-RC and FASTag verification for a complete vehicle picture in one integration.
Every request and response is encrypted in transit and at rest, with access limited to authorised systems.
A single REST endpoint returns clean JSON, ready to drop into an underwriting or claims workflow.
Handles everything from a one-off dealership check to bulk fleet re-screening on the same endpoint.
We offer APIs and tools for identity verification, compliance, fraud prevention, financial assessment, and onboarding automation.
Teams in mobility, IT services, hiring, education and technology use Veriqos Technologies to verify people and businesses before they onboard them.
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In brief: real-time identity verification for fintech means checking identity at the moment a customer applies, against source records, so fraud is stopped before an account is opened or money…
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On this page
The insurance verification API confirms whether a vehicle has active insurance cover and returns the policy details on record. It turns a question that used to need a copy of the policy document into a single check. This section explains where the insurance verification API helps and how to design around it.
A policy PDF shows what was bought, but not whether the policy is still in force today. Policies lapse, are cancelled or are replaced, and an old document gives no sign of that. Checking with the insurance verification API reflects the record rather than the paperwork, which is what most decisions actually need.
Fleet and rental operators use the insurance verification API before a vehicle goes on the road. Vehicle lenders use it at disbursal and to monitor that financed vehicles stay insured. Marketplaces for used vehicles use it to show buyers whether cover is in place. Insurers use it to check for existing cover when someone applies for a new policy.
The insurance verification API is most useful alongside an RC check on the vehicle and, for commercial vehicles, a FASTag check. Together they confirm the vehicle's registration, its insurance and its toll account, so the person, the vehicle and its paperwork can all be confirmed in one flow.
Decide in advance what happens when the insurance verification API shows no active cover: pause the vehicle, notify the owner, or offer a renewal route. A clear rule avoids ad hoc decisions and makes the insurance verification API result immediately actionable.
Motor insurance in India is regulated by the Insurance Regulatory and Development Authority of India (IRDAI), which publishes the rules insurers follow.
Combine insurance status with the Chassis to RC Verification API to confirm the vehicle itself, or the FASTag API to check its tag status.
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