Fintech platforms are reshaping financial services by offering speed, convenience, and innovation. Whether it’s digital lending, payments, wallets, or neobanks—customer acquisition and transaction volumes are high, and expectations are instant. However, this rapid scale comes with significant risks: identity fraud, compliance gaps, and onboarding friction can severely impact growth and trust.
Industry Challenges
- Need for real-time onboarding without compromising security
- High fraud risk from synthetic identities and duplicate accounts
- Pressure to comply with KYC/AML regulations from day one
- Difficulty verifying users with limited documentation (e.g., gig workers)
- Inefficient manual workflows slow down acquisition and increase drop-offs
Solutions Tailored for Fintechs
Instant eKYC & Face Match
Verify PAN, Aadhaar, and driving license in seconds, Face match with selfie capture and liveliness detection, Mobile-first design to reduce drop-offs
Video KYC (RBI-Compliant)
Seamless integration of live agent-assisted onboarding, Face match + geo-tagging + document capture, Secure, auditable, and compliant
AML & Fraud Risk Checks
Real-time screening against watchlists and sanction lists, Catch fake users, bots, and multi-account abuse, Assign fraud scores with customizable risk rules
Bank Account Verification (Penny Drop & IFSC)
Confirm beneficiary ownership before fund transfers, Prevent payout fraud and bounce-backs, Enable UPI and wallet activation with verified credentials
Digital Agreements – eSign & eStamp
Digitally sign loan agreements, consent forms, and disclosures, Legally binding and regulator-approved, Fully API-driven for seamless UX
Business Impact
- Onboard customers 10x faster with frictionless workflows
- Reduce fraud with layered identity proofing
- Stay compliant with RBI norms for eKYC and AML
- Boost conversions through low-friction verification UX
