Bharat Taxi
Mobility
Confirm whether a PAN belongs to a salaried employee, a company director or a sole proprietor in under 300ms, so underwriting starts with the right income model.
Fast, secure, and compliant verification built for real-world scale.
Returns whether the PAN holder is salaried, a director, or self-employed, so credit models can apply the right income logic from the start.
Occupation data returns in under 300ms, fast enough to sit inline in a loan or credit-card application flow.
Surfaces every company a PAN is linked to as a director and every business it's registered as a proprietor of, in one response.
Same credentials and response format as every other Veriqos endpoint, so adding more checks later takes minutes.
Veriqos PAN Occupation Status API checks a PAN against source records and returns whether the holder is employed, a company director, or a sole proprietor, along with employer name, director companies and proprietorships. That means income assumptions in a loan or credit application can be checked against fact, not a self-declared form.
A self-declared 'salaried' applicant who is actually a director carries different risk. Catching that at intake avoids a mispriced loan.
Skip the manual back-and-forth of asking for employer letters when employer name can be confirmed directly against records.
New to this term? See our glossary definition of PAN Verification API.
Trusted across industries for fast, compliant verification.
Route applicants into the correct underwriting track based on confirmed employment type before a credit decision is made.
Set account limits and card offers appropriate to a customer's real occupation category at onboarding.
Cross-check a new hire's declared employment history against directorships and proprietorships on file.
Verify occupation category before issuing policies where premium depends on employment type.
With strict security controls and reliable verification logic, the PAN Occupation Status API keeps every income-source check safe at every step.
Employed, director or sole proprietor status returns against source records, so underwriting does not rely on a self-declared form.
The directorCompanies field lists every company where the PAN holder currently holds a directorship, catching risk a self-declared form would miss.
Skip the back-and-forth of requesting employer letters when employer name can be confirmed directly against records.
A self-declared 'salaried' applicant who is actually a director carries different risk; this check catches that at intake.
Combine with PAN Comprehensive Verification or Complete Profile for a fuller underwriting picture.
Try the endpoint in the public sandbox at sandbox.veriqos.com and see the exact response shape before you sign a contract or share production credentials.
We offer APIs and tools for identity verification, compliance, fraud prevention, financial assessment, and onboarding automation.
Teams in mobility, IT services, hiring, education and technology use Veriqos Technologies to verify people and businesses before they onboard them.
Blog
In brief: real-time identity verification for fintech means checking identity at the moment a customer applies, against source records, so fraud is stopped before an account is opened or money…
Read More about How Fintechs Can Cut Fraud Losses with Real-Time Identity Verification
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Need help with something? Want a demo? Get in touch with our friendly team and we'll get in touch within 2 hours.
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If you are evaluating the PAN Occupation Status API, you may also find our PAN Comprehensive Verification API and PAN Complete Profile Verification API useful, or you can talk to our team about your use case. For the official rules behind it, see the Income Tax e-filing portal.
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