PAN Identity Match API: Accurate Fraud Checks (2026)

Benefits of
verifying with our
API

Fast, secure, and compliant verification built for real-world scale.

Contact Details On Record

Returns the masked mobile and email tied to a PAN, so submitted contact info can be checked without exposing the raw data.

Aadhaar Linkage Flag

Flags whether the PAN is Aadhaar-linked, a quick signal of record completeness and compliance readiness.

Address Cross-Check

Confirms the registered address on file, useful when a customer's address doesn't match their application.

Sub-250ms Response

Results return in under 250ms, fast enough to run inline during onboarding without slowing the flow.

Catch the Mismatch Before It Costs You

Veriqos PAN Identity Match API returns the masked mobile number, masked email, registered address, date of birth and Aadhaar-linkage status tied to a PAN, so a customer's self-entered details can be checked against what's actually on record.

Flag Contact Mismatches

A customer entering a phone number that doesn't match records on file is a common fraud signal caught before it's missed.

Reduce Manual Verification Calls

Skip manual outbound verification calls when contact details can be checked against source records directly.

New to this term? See our glossary definition of PAN Verification API.

Who Can Use the PAN Identity Match API?

Trusted across industries for fast, compliant verification.

01

Digital Lending Platforms

Confirm an applicant's phone and email match their PAN record before disbursing a loan.

02

Fraud & Risk Teams

Add identity-match scoring as a signal in a broader fraud-detection workflow.

03

Insurance Onboarding

Verify policyholder contact details align with records before issuing a policy.

04

Marketplace Platforms

Confirm seller or vendor identity details match their PAN before activating a payout account.

How it Works

Send the PAN number to a single REST endpoint.

The PAN is matched against contact and address records on file.

Receive masked contact details, address, DOB and Aadhaar-linkage status in the response.

Security &
Compliance

With strict security controls and reliable verification logic, the PAN Identity Match API keeps every identity check safe at every step.

Protected Data Handling: Contact and address details are encrypted in transit and at rest, and returned in masked form.
Trusted Source Checks: Every result is validated against official records rather than cached or third-hand data.
Access Control Measures: Scoped API keys and IP allow-listing ensure only authorised systems can call the endpoint.
Full Audit Trail: Every check is logged with a timestamp so compliance reviews can reconstruct any decision.

Why Choose Us

Purpose-Built for Fraud Screening

Masked mobile, masked email, registered address, DOB and Aadhaar-linkage status let you check self-entered details against what is on record.

Masked Fields, Real Confidence

Masking lets you confirm a match without ever receiving or storing the full mobile number or email in your own systems.

Catches a Common Fraud Pattern

A customer entering contact details that don't match records on file is a well-known fraud signal this check surfaces early.

Replaces Manual Verification Calls

Skip manual outbound calls to confirm contact details when they can be checked against source records directly.

Pairs With Face Match & Liveness

Combine with the Face Match & Liveness API for both a data-match and a biometric layer in the same onboarding flow.

Sandbox-Tested Before You Commit

Try the endpoint in the public sandbox at sandbox.veriqos.com and see the exact response shape before you sign a contract or share production credentials.

Frequently Asked Questions?

We offer APIs and tools for identity verification, compliance, fraud prevention, financial assessment, and onboarding automation.

Talk to an Expert Ask on WhatsApp

It returns masked mobile number, masked email, registered address, date of birth and Aadhaar-linkage status for a given PAN.

Masking lets you confirm a match against customer-submitted data without exposing the full number in the response.

It's built for identity-match scoring specifically. Pair it with a PAN or Aadhaar verification endpoint for full KYC.

It's a single REST endpoint with standard authentication, so most teams complete a working integration in a day or two.

Yes. A public sandbox at sandbox.veriqos.com lets you send real PANs and see the exact JSON response before you sign a contract or share production credentials.

Protected Data Handling: Contact and address details are encrypted in transit and at rest, and returned in masked form. Trusted Source Checks: Every result is validated against official records rather than cached or third-hand data. Access Control Measures: Scoped API keys and IP allow-listing ensure only authorised systems can call the endpoint. Full Audit Trail: Every check is logged with a timestamp so compliance reviews can reconstruct any decision.

Click "Get Production Keys" on this page and tell us a bit about your use case and expected monthly API volume. Our team will set up your keys and schedule an onboarding call.

What Our Clients Say

Teams in mobility, IT services, hiring, education and technology use Veriqos Technologies to verify people and businesses before they onboard them.

Driver onboarding was our biggest bottleneck. DL, Aadhaar and RC checks now run in one flow, so a new driver can start the same day.

Bharat Taxi

Driver Onboarding Team

Freelancers and clients are verified before any project begins. PAN and GST validation came through a single API, so we never had to build it.

Whizlancer Infotech

Platform & Trust Team

Background verification was the slowest step in every placement. Automating identity and employment checks cut our overall turnaround by roughly sixty percent.

Resourcedekho

Verification Team

Vendor onboarding had to be quick without being careless. The API-first setup let us plug the checks straight into our existing internal workflow.

Tylect

Integrations Team

Our trainers work inside school campuses, so background checks are non-negotiable. Instructor identity and credentials are now verified in minutes, not weeks.

Botixbo

Trainer Onboarding Team

Blog

What Is eKYC? A Complete Guide to Electronic Know Your Customer

In brief: what is eKYC? It is identity verification done electronically against source records, such as Aadhaar-based authentication or DigiLocker, instead of collecting and checking paper documents. On this pageHow…

Trusted By
Our Clients

Teams across mobility, IT services, hiring, technology and education run their identity and business verification on Veriqos Technologies.

Bharat Taxi Mobility

Whizlancer Infotech IT Services

Resourcedekho Hiring & Staffing

Tylect Technology

Botixbo Education

Get In Touch

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More about the PAN Identity Match API

If you are evaluating the PAN Identity Match API, you may also find our PAN Name & DOB Lookup API and PAN Father Name Lookup API useful, or you can talk to our team about your use case. For the official rules behind it, see the Income Tax e-filing portal.

PAN Identity Match API

Identity Match

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